​​Nork Capital Trading


Residential Investment Loans

 Financing from $50,000 to $10,000,000

 Programs for Fix and Flip (Rehabilitation) and Buy and Hold (Rental Properties)

 We can lend on non-owner occupied residential
properties with 1-4 units

No minimum credit score required and
LTV up to 80% available

Rehab Loans Program: listed below are some of our criteria and information we require for approval of a rehab loan.

As part of the rehab loan process, we require:

PROPERTY TYPE:                                             Residential, non-owner occupied 1-4 family residential investment                                                                              properties located within our lending area - ( Call us for lending location)
LIEN POSITIONS                                              First mortgage only
STANDARD TERM                                             6-12 months
REHAB FUNDS                                                  We lend 100% of the repair funds and 100% of the purchase price, up to                                                       65% of the After Repair Value.
RELEASE OF REHAB FUNDS                          Rehab funds are usually paid in one to three draws after verification                                                                           of repairs, and mailed to you or wired directly to your account.
POINTS                                                            Paid at closing
CLOSING COSTS                                             Paid at closing
GUARANTEE                                                      Personal guarantee required
REQUIRED DOCUMENTS                               Completed Rehab Financial Group loan application & supporting                                                                                  documents, including, but not limited to: (i) Two years of federal                                                                             tax returns (both personal & business) (ii) Three to six months                                                                                   most recent consecutive bank statements (both perso
LOAN DOCUMENTATION                                   Purchase Agreement Detailed Repair List itemizing cost Builders                                                                          Risk or Liability Insurance prepaid for term of loan Inspection                                                                                     Report verifying work to be done and cost (obtained by RFG) “As-Is”                                                                           and “After-Repair” value Ap
QUICK CLOSINGS                                         Once a borrower has been approved, closings can be held within a                                                                          few days of receipt of appraisal and inspection reports along with                                                                                 proof of payment.

Loans range from $25,000 to $1 million (minimum property value of $75,000)
Credit rating from A0 through A5 (see Credit Grade below)
Property types financed include apartment buildings, mixed use, retail buildings, office buildings, warehouses, auto repair shops, day care businesses, hotels, motels, office buildings (See Property Types below)
Nork Capital and Lending Partners has the capacity to help with unusual loans and circumstances

Many of the businesses that we work with have found that traditional banks will not underwrite small balance loans or loans to support building purchase, renovations, debt consolidation or some other commercial mortgage application. Many self-employed building owners find that banks just don’t understand them, Nork Capital Trading does!

Commercial Mortgages

Financing from $50,000 to $50,000,000

Terms up to 30 Years for Owner and Non-owner Occupied properties

All Property Types
(Office, Retail, Warehouse, and more)

Purchase property, refinance your existing mortgage, or obtain a cash-out mortgage.